What To Do After A Parking Lot Accident

Driving through a parking lot is not absent of hazards. You can easily cause an accident, especially if the parking lot is not properly illuminated. If this happens to you, follow the steps described in the following list. Also, if your car was damaged, fill in a claim. We can help you get the best coverage, by providing free online car insurance quotes.

  1. @ Car-AccidentCheck if everyone is OK. Injuries from parking lot accidents are uncommon (or are minor), but the first thing to do is check that you and the other driver aren’t injured. If you’ve been injured or feel pain, you should seek prompt treatment. Call an ambulance if needed. Your adrenaline may prevent you from feeling symptoms of certain injuries such as whiplash.
  2. Avoid conflicts with the other driver(s). Anger and frustration are common after an accident, but do not argue with the other driver over whose fault it is. It can lead to a physical fight and other unpleasant scenarios. Let the police determine fault.
  3. Gather as much info as possible. You will need to exchange names, addresses, phone numbers and insurance information after a parking lot accident. You should also get contact information from witnesses, if there are any, and take photos with your phone of the scene and the other car, including its license plate. Having this information will help your insurance adjuster to settle claims in your favor.
  4. Call the police. You should call the police, in order to get a report, which can be a tremendous help to your insurance company.
  5. Call the insurance company. After you gathered all the info, you should call the insurer and tell about the accident, no matter how small it was. Almost all insurance policies require that the insured report accidents. It is part of your contract with your insurer to cooperate with them. Without it, you could lose coverage.

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